Getting a credit card can be a major step in your financial life because it’s a valuable tool
that opens up many benefits to you. It also provides a great opportunity to learn how to
use credit wisely from the start.
As a student or young adult who may be using credit for the first time, you owe it to yourself to learn good
credit practices right now. That way, you’ll be more likely to develop good habits around smart spending that will last a lifetime.

